Current Vacancies in a Fast-growing Microfinance Institution

A fast-growing Microfinance institution located in the heart of Lagos State with a branch network across Nigeria requires exceptional individuals to fill the position below:

Job Title: Credit Officer

Location: Lagos

Key Responsibilities

  • Approve loans within agreed limits
  • Mobilize Clients to meet with agreed target.
  • Proper Verification of all clients/client guarantors, disburse and go for installment/savings collections daily.
  • Analyze client’s financial status to determine if loan should be granted.
  • Sit in credit committee for final recommendation.
  • Handle customer complaints and take appropriate action to resolve them.
  • Go on loan recoveries

Person Specifications

  • Candidates should possess an SSCE, O.N.D, HND, or B.Sc qualification
  • S.S.C.E holders with very good written and oral communication skills and a contagious passion for the micro finance bank sector will be considered
  • Maximum of 40 years of age

Job Title: Area Manager

Location: Lagos

Job Responsibilities

  • Stay updated on latest business trends and advise the company accordingly
  • Follow up on all approved loans in the branch to ensure they are disbursed timely.
  • Manage the daily work plan of field officers through their branch managers
  • Set performance goals with branch staff and monitor performance per procedures for all branch staff
  • Ensure that branches carry out their tasks professionally and achieve expected target.
  • Ensure that all operations staff or the field team follow and implement policies and procedures.
  • Spot-check approved applications without prior notification
  • Meet and build rapport with all branch staff, business/market associations and other relevant organizations in the branch’s zone on a regular basis.
  • Monitor business progress, provide assistance, demonstrate concern, and build loyalty among the business/market associations and clients.
  • Keep abreast of the economic developments in the branch’s zone.
  • Review the daily default, repayment reports and other relevant reports per field officer and for the entire team as soon as they are available.
  • Ensure that debt recovery strategy and procedures are adhered to.
  • Assist with late repayment recovery where necessary, in accordance with VEC policies and procedures.
  • Ensure the reduction of the prevailing high volume of default per branch to the barest minimum
  • Carry out any other function that may be assigned to you from time to time by management.

Person Specifications

  • B.SC / HND in any discipline
  • 3- 5 years of experience in a microfinance bank or any relevant experience
  • Should not be more than 45 years of age.
  • Commitment to service, contagious passion for the job, integrity, stewardship, transparency,aaccountability, reliability, customer service, communication, presentation and people management skills.

Deadline: 22nd July, 2021.

How to Apply
Interested and qualified candidates should forward their detailed CV to: [email protected] using the Job Title and Location preference as the subject of the email. (E.g Credit Officer – Lagos).

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